Brief History

Capstone Financial Group, Inc. traces its roots back to the firm founded by Michael Dunham in 1983 to provide independent financial planning services to individuals and business owners. At that time, virtually all advisors were affiliated with large firms. Michael became a CERTIFIED FINANCIAL PLANNER ™ professional in 1986 and has focused on helping clients achieve retirement readiness since that time.

In the mid 1990’s, we began working with clients predominantly on a fee basis, we believe that the objectivity and lack of bias that this approach brings is an essential element for any true financial planner.

“My first job out of college was as a management trainee with The First National Bank and Trust Company of Oklahoma City. The bank had a traditional pension plan but also had a plan referred to in those days as the pre-tax thrift plan. I liked the combination of tax deductions, investment control and tax-deferred growth offered by this early 401(k) plan. After I started my firm in 1983, I began to encourage my business owner clients to use this type of plan. Out of necessity at that time, I developed the ability to provide plan administration services in-house and provided investment advice to business owners and their employees from the beginning.”

“Through the years, we have scoured the landscape to stay on top of the latest innovations in plan design and administration and to make 401(k) plans more and more efficient, effective and inexpensive for smaller employers. Today, we boast one of the most extensive pedigrees in 401(k) administration and management services for small employers.”

We are fiercely independent with no biases other than our bias to provide our client with superior investment alternatives, service and advice. Through our affiliation with our primary custodian, Charles Schwab & Co., Inc., we provide comprehensive wealth management solutions to professionals and small business owners and provide high quality, high touch personal service to 401(k) participants.