The Safety of Your Assets

Why Your Accounts Are Safe at Capstone Financial Group, Inc.

Your assets are held in custody with Charles Schwab & Co. Inc. This approach allows the best of both worlds. Capstone Financial Group, Inc.  will help you with customized financial advice and personalized investment decision making. For your protection, your investments are held separately by a leading, well respected, national Firm (Charles Schwab & Co. Inc) that specializes in helping independent financial advisors and institutions with their clients' custody, transaction processing and reporting needs.

We were very selective in choosing the location of your assets. You need a company that is safe, provides extremely high quality services, and is cost effective, so we can help keep your costs down.

We chose Schwab because they invented discount custodial services and have a strong commitment to the fiduciary advisor community. We have found Charles Schwab and Co., Inc. to be accurate, experienced and stable. They have the same dedication to our clients as we have. They also have enough scale to be cost effective. Schwab has led the trend toward lower and lower client transaction costs through the years and we expect that to continue into the future.

Charles Schwab & Co. Inc. is audited by a leading independent accounting firm and is among the largest and most financially strong companies in the Financial Services industry. But it is not enough, by itself, to have your assets in the custody of and processed by a strong, stable, focused company like Schwab. That is why there are additional layers of safety for you: Your assets are YOUR assets and no one else’s—they are strictly separated from the proprietary assets of both Schwab and Capstone Financial Group, Inc. and are separate from the assets of any other clients of Schwab or Capstone Financial Group, Inc. Your assets are protected by strict compliance with regulations established by the U.S. Securities and Exchange Commission (SEC). The Securities Investor Protection Corporation (SIPC) provides theft protection for your accounts, and Lloyd’s of London and other London-based insurers provide additional protection. All deposit accounts at Schwab Bank, are insured by the Federal Deposit Insurance Corporation up to $250,000 per account holder and per owner for jointly owned assets.